Tuition & Financial Aid

2021-2022 Tuition By Grade

Pre-Kindergarten

  • Enrollment fee: $300
  • 2 Day: $3,885
  • 3 Day: $5,810
  • 5 Day: $9,695

Kindergarten

  • Enrollment fee: $300
  • 3 Day: $7,350
  • 5 Day: $10,995

Grammar School
1st-6th

  • Enrollment fee: $400
  • Tuition: $13,750

Upper School
7th-12th

  • Enrollment fee 7th-8th: $550
  • Enrollment fee 9th-12th: $750
  • Tuition: $14,560

Tuition Information

What’s included in Tuition?

  • Books/workbooks
  • Upper school retreat
  • Field trips
  • Standardized testing
  • Required health screening

Sibling Discount

  • 10% off 3rd child
  • 15% off 4th+ child

Other Expenses:

  • Annual $350 security fee per family
  • FACTS Annual Set-Up Fee
  • Athletic & co-curricular fees
  • Uniforms
  • School supplies
  • Optional hot lunches

* Tuition may be paid in one lump sum on or before May 31, in two payments on or before June 1 and December 1, or in ten monthly payments beginning June 1 and, excluding January, ending April 1. (Families enrolling after June 1 will likely have slightly larger tuition payments due to having fewer than 10 months available to make monthly payments.) All families are required to set up a FACTS account to manage their payments and incidental billing. New tuition rates are typically announced in December.

Financial Aid at Providence

Providence is committed to making classical Christian education accessible for families through a generous tuition assistance budget. Because Providence operates “in loco parentis,” the PCS Financial Aid Committee is guided by the principle that while the primary responsibility of funding a child’s education resides with the family, each family has a varying ability to contribute to the cost of a classical Christian education. For this reason, the committee utilizes recommendations from FACTS Management Company to determine each family’s individual tuition assistance award based on their unique circumstances.

Financial aid awards are based on need and require annual qualification. Awards are recommended by the Providence Financial Aid Committee using information provided by applicant families and qualification information from FACTS Grant and Aid. FACTS requires families to upload supporting tax documents, including a completed tax return from the previous calendar year. The application period runs between March 1 and March 15 of each year. Applications received after the March 15 deadline will only be considered as funds are available. If a new family completes the financial aid application before submitting an admissions application, they will only receive a preliminary notification of whether they qualify for an award. This notification is not a formal award offer and does not guarantee admission to PCS. Please contact the Admissions Office with questions.

FAQs

What is a tuition assistance award, and who is eligible to receive one?

Tuition assistance awards are grants, not loans, given to individual students in qualifying families based on financial need to help offset the costs of a classical Christian education. Families who have students entering Pre-Kindergarten through 12th grade are eligible to apply for this assistance.

What does a tuition assistance award cover?

Tuition assistance awards apply to tuition only. Costs not covered by tuition include: enrollment fees, uniforms, athletic fees, optional hot lunches, and the family security fee.

How do we apply for financial aid?

Families interested in applying for financial aid should fill out the FACTS application. This application will be open March 1 through March 15. You will be asked for your completed tax return from the previous calendar year as well as a number of supporting documents. Families who complete the tuition assistance process by the March 15  deadline can expect to receive notification of decisions in early April.

While Providence has a generous financial aid budget and is committed to making classical Christian education accessible for as many families as possible, it is not unlimited. For that reason, it is very important that families follow the published financial aid application timeline.

How does FACTS calculate my family's ability to pay?

The process starts when you complete and submit the online application to FACTS. Through the application, FACTS gathers family and financial information that it applies to a formula to estimate the resources your family may have available to pay school costs. Simply stated, the formula considers your income, what you own (your house, your savings, and other investments), what you owe (your mortgage and other debts), the size of your family, and how many family members are enrolled in tuition-charging schools or colleges. You submit the completed the online application on FACTS for processing. After making allowances for basic necessities, taxes, and certain other expenses, FACTS estimates what portion of your remaining funds is available to pay school costs. Then the service provides the results of the analysis to the Providence Financial Aid Committee as a recommendation on your ability to pay. 

Providence Classical School subscribes to the guiding principles that the primary responsibility for the cost of a child’s education resides with the family and that tuition assistance awards must be based on ability to pay, not on willingness or unwillingness to pay. The Financial Aid Committee utilizes all data provided through the application and tax documents submitted and verified by FACTS to determine a family’s expected contribution.

Will applying for tuition assistance diminish my child's chances of being accepted?

The PCS Admissions Committee makes all admission decisions without regard to financial aid applications. The admissions and the financial aid processes are conducted through separate offices and are reviewed by different committees. Financial aid applications and the information therein are kept strictly confidential and do not affect an applicant’s admissibility.

Does Providence ever give tuition assistance awards that cover 100% of the cost of tuition?

Families applying for financial aid should be guided by the principle that the primary responsibility of financing a child’s education rests with them, not with the school. Tuition assistance awards are not intended to cover 100% of the cost of tuition and required fees. Families who choose an independent school place a high value on their child’s education, and this value is generally reflected in lifestyle choices and sacrifices that permit the use of some of their discretionary resources for the cost of education. For this reason, PCS does not grant tuition assistance awards beyond 60% of the cost of a family’s total tuition bill.

Are grants reserved only for families with very low incomes? If I expect that my circumstances would only allow for a small grant, should I still apply?

Each year, Providence grants awards typically ranging from 5% of a family’s total tuition to up to 60%. We recognize that every family’s situation is different and that a small amount of aid can make a critical difference for qualified families. Many middle-income families with more than one student enrolled qualify for some amount of tuition assistance.

Who will see my financial aid information?

All financial aid information will be treated as highly confidential. Only the Financial Aid Committee will see this information, and only the Committee and the Business Office will see the award. Division heads and faculty members are not privy to any financial materials, nor are they aware of which families apply for financial aid.

How does the Financial Aid Committee prioritize awarding the funds?

Priority in the tuition assistance process is given to current PCS families. The tuition assistance budget, as well as the number of applicants, can change every year. There are times when the demonstrated need for tuition assistance might exceed the budget. When this occurs, given the nature of independent admissions decisions, a student can be accepted for admission, yet the tuition assistance award offered may not meet a family’s financial need.

Does PCS offer a sibling discount?

Yes, Providence offers a sibling discount for 3+ children enrolled from a single-family unit. This discount does not apply to any familial relationship besides siblings residing in the same primary household. 

If I am divorced or separated, do both parents need to apply for tuition assistance?

Yes, both parents will need to submit completed forms and tax information. All financial information is kept strictly confidential, and at no time will one party have access to the other’s information.

If we receive an award this year, can we expect to receive the same amount next year, and will we need to apply again?

Current families who are receiving financial aid can expect to receive a similar grant each year if the financial analysis from FACTS, income, and assets remains the same. However, every family must reapply for financial aid each year and meet all of the stated deadlines. If the current financial picture for the family changes, the tuition assistance award may be adjusted based on the updated information. Families who file late applications will be reviewed and awarded aid based on remaining funds.

Are there accommodations available for significant changes in income?

PCS realizes that families can experience unexpected temporary financial stresses mid-year, due to the sudden loss of a job, family illness, unexpected medical expenses, or other circumstances. Families are strongly encouraged to contact the Business Office as soon as it becomes apparent that there is a change in circumstances. The Business Office is happy to work with families to develop a temporary payment plan during a time of difficulty. We are unable to help if we are unaware of the changes in a family’s financial situation.

If we do not qualify for assistance, what can we do?

Families who apply for assistance but do not qualify will be offered a 10-month, no-interest payment plan.

What scholarships are available at Providence?

All of PCS’s tuition assistance awards are based solely on a family’s demonstrated financial need. To be eligible for these grants, the family will need to submit a financial aid application toFACTS. Providence does not offer athletic or merit-based scholarships.

Will we be asked to contribute to the Annual Fund?

All families will be asked to donate to the PCS Annual Fund, as it is a vital link to the overall health of the school. The Annual Fund campaign allows the school to bridge the gap between tuition and operating expenses, and provides for exceptional professional development, campus improvements, and continued excellence in co-curricular programs. Every gift to the Annual Fund, regardless of size, matters. What is important is that everyone participates at a level that is meaningful to them.

We did not apply for financial aid during the admission process. Can we apply for financial aid now that we have been accepted?

We strongly encourage all families who will require financial assistance to meet our stated deadlines. We cannot guarantee that funds will be available at the end of the admissions season.

How can we justify the commitment of resources for a Providence education when those resources could be set aside for college?

We believe the value of classical Christian education develops not only the intellect but also the character of a young person. Our hope is that students will emerge from Providence equipped for whatever God is calling them to do. Our Vision for our graduates is that they are known for their knowledge, character, discernment, and communication skills. PCS graduates often attend colleges that possess extraordinarily strong financial assistance programs to aid families in financing their child’s education at the next level, and our college advising program works with families to help them find that right fit for their individual student.

Financial Aid at Providence

Financial Aid Applications for the 2021-2022 school year will be accepted February 1, 2021 through February 28, 2021. Applications received after this deadline will only be considered as funds are available. If you completed the financial aid application before submitting an admissions application, you will only receive a preliminary notification of whether you qualify for an award. This notification is not a formal award offer and does not guarantee admission to PCS. Please contact the Admissions Office with questions. 

Financial aid awards are based on need and require annual qualification. Awards are recommended by the Providence Financial Aid Committee using information provided by applicant families and qualification information from the School and Student Services for Financial Aid organization (SSS), a program of the National Association of Independent Schools (NAIS).

The chart below illustrates the income range of financial aid applicants for the 2020-2021 school year, and subsequent award decisions. Using the first line as an example, 19 families with incomes ranging from $0-$70,000 applied for financial aid for the 2020-2021 school year. All 19 of those families received awards with an average award of $25,181 each. The average award covered 82.23% of the total tuition. Individual family award qualification and award amounts are significantly influenced by the number of children who attend tuition charging schools and by extenuating financial circumstances.

Total Income Range Number of Applications Number of Awards Average Award Average Percentage of Tuition Awarded
$0-$70,000 19 19 $25,181 82.23%
$70,001-$140,000 35 34 $28,395 92.73%
$140,001-$175,000 21 20 $20,300 66.29%
$175,001-225,000 33 23 $15,948 52.08%
$225,001-Above 30 27 $11,774 38.45%